Digital and Alternative Payments-PSI Pay

PSI-Pay can be described as one of the leading fintech organizations in the United Kingdom which for an extended period has been providing a digital accounting as well as card services to the international financial market. PSI-Pay has been working with Kerv to deliver the services, Kerv is known for their innovative services when it comes to alternative payment. In the recent past, the two international companies have partnered to distribute and use the PSI-Pay’s Master Card license which will be of a great benefit to Kerv clients who will be able to use the card to pay in over 38 million locations all over the world to make their contactless payment.


Kerv customers will be able to make their payments through various methods among them PayPal, bank transfer, manual load, credit, debit cards, and even automatic loading. The contactless payment is not the only advantage that comes with the partnership of Kerv and PSIPay but also their customers will be able to use their virtual cards to make an online purchase as well as payment. The PSI-Pay managing Director Mr. Phil Davies said that they were pleased to partner with a leading alternative payment company; Kerv. According to Phil Kerv is the best financial group to work with when it comes to alternative payment because of the organization’s innovative, useful, as well as breathtaking solutions.


Phil Campbell is the founder of Kerv and according to him his company was created with a primary objective of designing a unique method of payment which is convenient, and they have also extended their services to other sectors including the data sharing, access control as well as the transport industry. Together with his team, Phil has been working hard to bring Kerv to the market, and he has realized that working with responsive, and like-minded partners will help them face their challenges. The Kerv contactless payment ring has been positively received by the world and has won various awards among them Temenos Innovation Jam.


PSI-Pay was created in 1992, as a non- bank, and private organization. PSI-Pay is the first organization to make EFT payment to the non-profit society. Beverly Kempf established the firm with a primary mandate to execute EFT and also donate credit cards, the founder created a well-organized process to complete the work. Since their foundation, the financial firm has been able to make payments with over 40 currencies in the United States, Europe, as well as Western Hemisphere.

At Look At Luiz Carlos Trabuco’s Extensive Career In Banking

Luiz Carlos Trabuco is a Brazilian banker who is the chief executive officer of Bradesco. His bank is one of Brazil’s largest, ranking second by equity and second by assets.

He has now worked in the banking industry for four decades in a variety of positions from entry level to CEO. He attended the Fundação School of Sociology and Politics of São Paulo and has a bachelor’s degree in socio-psychology.

He began his career in banking when he was just 17-years-old. This first job was at Banco Bradesco and he was a clerk. Over the next decade and a half he received a number of promotions. After this he was Banco Bradesco’s marketing director. He modernized how this bank communicated to customers and the general public by developing a good relationship with the media that covers the banking industry.

In 1982, Luiz Carlos Trabuco was named as the CEO of another bank, Bradesco Vida e Previdência. This is a company which focuses on private pensions. Six years later he re-joined Banco Bradesco as its new managing director. In 1999 he also took on the position of executive vice president. In 2003 he was nominated as president of this firm and in this role he handled its initial public offering on the New York Stock Exchange.

Read more: Bradesco anuncia Octavio Lazari no lugar de Luiz Carlos Trabuco

It was announced on January 17, 2018, that Luiz Carlos Trabuco would step down from his role at Banco Bradesco. His company put out a press release saying that they would find his successor before the next Carnival which took place this year on February 9th. The Ordinary General Assembly of Banco Bradesco was to make this decision on who was to replace him. One of the early favorites for his position was Alexandre Glüher who handles investor relations. Other favorites were Josué Pancini, who heads Banco Bradesco’s agency network, Marcelo Noronha who handles their cards and investment banking, Octavio de Lazari Jr. who heads the insurance department, and finally André Cano who leads the human resources department.

The reason that Luiz Carlos Trabuco needed to step down was that Banco Bradesco has a 67-year-old age limit on the CEO position. True to their word of naming a replacement before Carnival, on February 5, 2018, the announced that it would be Octavio de Lazari Jr. who would replace Luiz Carlos Trabuco. In order to provide for a smooth transition, Luiz Carlos Trabuco stayed in his position until March 12, 2018, which was when the next Ordinary General Meeting was scheduled to be held. Octavio de Lazari spent the time between the announcement of his succession and the time he took over working closely with Luiz Carlos Trabuco.

Search more about Luiz Carlos Trabuco:,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384

The Value Of Financial Planning At A Bank

With the economy growing in Brazil, many people have additional income to save or invest for the first time in many years. However, few people understand investing or financial planning. Some banks are starting to offer personal finance classes in order to help clients.

Bradesco started a new program to help clients with their personal finances. In these classes, a financial planner will teach clients the basics of budgeting and how to invest. This was Luiz Carlos Trabuco’s idea. Luiz Carlos Trabuco was the CEO of Bradesco for a long period of time and the new chairman. He recently decided to retire from the industry.


One of the most common financial issues that people deal with is debt. In Brazil, the vast majority of people today have some form of debt. Many people own a small farm that they struggle to maintain according to When a bad year takes place, some business owners simply borrow money in order to pay the bills. This creates a nasty cycle that is difficult to get out of. With all of the different lending options in Brazil, it is fairly easy for these people to get access to capital.

Read more: Bradesco: New president to leave executive body, says Trabuco


The economy is starting to improve in various ways in Brazil. Some people are starting to have extra money to spend on numerous areas of their life. This is a new experience for a lot of people. For many years, the economy in Brazil was stagnant. The unemployment rate was high, and prices were higher than many people could afford.

Budgeting is a critical aspect of having financial success on The problem is that many people in Brazil do not have experience budgeting. In the past, they would simply spend money on various bills as they received additional income. Bradesco has a few classes for people to attend that will help them budget in the future. For people with internet access, there are various budgeting tools that can make the process much easier.


The best way to build wealth over time is to invest. There are numerous people who want to invest in a business idea in order to improve their income. Before investing, it is critical to conduct thorough research on the different options available. There are many people who do not realize all of the financial risks of investing money into a business idea. The stock market is a great place to start investing for people who do not want to start a business.

The Future for Luiz Carlos Trabuco

Luiz Carlos Trabuco was able to accomplish many things while leading Bradesco. However, he also made some mistakes as the CEO. He decided to leave the company in order to spend more time in other areas of his life. In the years ahead, he hopes to continue working in the banking industry as a consultant.

The financial planning classes he started at Bradesco are a huge success. Thousands of people have attended these classes and have started to save and invest for the future.

Learn more about Luiz Carlos Trabuco:

We Can See A Brighter Future Ahead

A New Level In Personal Finances

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Your New Life Begins With An Account

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